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| Does Fannie Mae Own Your Mortgage?
Your mortgage servicer — the company that sends your mortgage statement — should be able to tell you if your mortgage is owned by Fannie Mae. However, if you need further confirmation, please contact Fannie Mae at 1-800-7FANNIE (8AM - 8PM Eastern) or complete our online request form below.
Cheers,
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Here is a link that might be useful: Does Fannie Mae Own Your Mortgage?
Follow-Up Postings:
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| I've been so out of the loop lately, so this may sound dumb, but is there a reason I need to know whether they do or not? |
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- Posted by dave_donhoff (dwdonhoff@hotmail.com) on Fri, Mar 6, 09 at 21:53
| Hi Lyfia, You might qualify for the Obama-plan bailouts; Dave Donhoff |
Here is a link that might be useful: Homeowner Affordability Modification Plan
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| I doubt we qualify for anything under the Obama plan except higher taxes. |
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- Posted by classicalone (My Page) on Mon, Mar 9, 09 at 19:16
| Dave - I came here today to ask that very question - how to find out if a mortgage is owned by Fannie Mae. It's actually for my sister that I want to find out. Another question that hopefully you know - or can tell me where to look - Will the bailout help if you're already behind on your payments? What about if you're behind now, but get caught up? Thanks, |
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- Posted by dave_donhoff (dwdonhoff@hotmail.com) on Mon, Mar 9, 09 at 19:26
| Hi Alice, Will the bailout help if you're already behind on your payments? What about if you're behind now, but get caught up? The answer is YES* (* there are two aspects to the Obama bailout...one is refinancing, which may NOT be available even if you've got some lates or defaults but are not in foreclosure. The otehr is an outright loan modification which IS available if you've been late, behind, or are in default (as long as you have some stable employment to make the newly modified paymetns.)) MUCH of the actual details are STILL uncertain yet... and if you (or your sis) try calling your loan servicer, most folks are getting endless phone-holds and/or "answer unknown" responses still. As we all figure it out (and the govie & their minions in Fannie, Freddie & GinnieMae) figure it all out... you'll doubtlessly have a chance to take advantage of it. Cheers, |
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- Posted by eric_92037 (My Page) on Tue, Mar 10, 09 at 1:03
| Also if you have or plan to get a credit report from TransUnion, the mortgage type may be listed. Why TransUnion would have to show or need to know my mortgage was a fannie mae is beyond me but it was there. |
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- Posted by bethesdamadman (My Page) on Thu, Mar 12, 09 at 11:55
| lyfia: "I doubt we qualify for anything under the Obama plan except higher taxes." In that case, congratulations on having an annual household income of over a quarter of a million dollars! |
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| Not sure that congratulations are in order quite yet for Lyfia as she may be referring to the chances of anyone escaping higher taxes irregardless of their annual household income. At some point it will be time to "pay the piper" and I don't think that the minority consisting of those making over 250k a year will be able to foot the bill for all of this. Just doesn't seem that the math is adding up at this point. But hopefully, I'm wrong as we aren't in that minority, but would love to think we might reach it at some point. Not sure how I feel about being punished if we do. But that is another subject entirely. |
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