Pretty much all the finished living space with the exception of kitchens and bathrooms require AFCI for the 120V 15 or 20A circuits under the 2008 NEC. Doesn't matter if it is a lighting or receptacle outlet.

Bathrooms require their own 20A circuit for the receptacles (in some cases you can use it for other BATHROOM purposes). You can not feed the unfinished basement or other areas from that circuit.

Only the 120V 15 or 20A receptacles in the unfinished areas need GFCI. Largely lights never need GFCI except when their instructions specify it (commonly, certain wet area fixtures).

There's no restriction as to where the GFCI is located. You can use a GFCI breaker in the panel, you can put it in a legal receptacle location and feed through the protected side, or you can put it at the point of use.

Thanks for the quick answers. It sounds like I would need 4 afci. I assume that I don't need it for the dedicated lines (which are in unfinished space). I'll make the receptacles GFCI although I am pretty sure the sewer pump would not be GFCI.

That all seems like a lot of GFCI and AFCI but oh well.

GFCI's are cheap. A GFCI receptacle at the first position on the circuit can protect the other ones.

The AFCI change to the 2008 NEC is pervasive yes.

If the sewer pump is hardwired, it needs not be GFCI. The central vac if it's in the unfinsished space and plug connected (most are) will need it.

Before spending the money, you should check with your local inspection people or state and see what policies of the NEC 2008 they have adopted. Ours rejected the need for AFCIs in rooms other than bedrooms because they can cause problems with TVs, etc.

If he's in NC (just a wild guess that Cary is the town rather than his last name), then full up compliance with 2008 is required.

Yep. NC is definitely 2008 NEC required and Cary is pretty strict itself. We already have 10 AFCI breakers for the rest of the house.

Have to make as much money as possible before patents expire ...