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christians1

credit card question

christians1
9 years ago

I have a large amount of credit card debt from various issues. All with on one card.

I am currently paying approx 8.5% interest.

I am offered a credit card from USAA and would be no interest for 1 year and then would be 9.5% after that.

I wouldnt be able to pay off the cc in that year but could make a dent in it.

Would it be beneficial to switch to get the one year no interest even though after the one year it would be 1% more interest.

any thoughts would be a big help

Thanks.

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