| You don't say how much you have; certain options will be open or closed to you depending on the amount. You also don't say how much risk you're willing to take or how long it is until you think you may need it (when you close on your next home? some undetermined rainy day?) One choice that offers a decent return without much commitment or risk is certificates of deposit (CDs). You can get them for pretty much whatever timeframe you're looking at and in pretty much any amount. There is no risk to your principal like there is with stocks or bonds. If you have a lot of time, you could check out U.S. Savings Bonds. If you have lots of money, you could consider U.S. Treasury Bonds. It's kind of hard to offer advice without additional info, but this may be enough to get you started -- or at least to figure out what you really want in an investment. | 
