I won't go into each, but for instance putting off decisions can often SAVE you money. Putting off investing in that pyramid scheme seldom costs you. But again it's not absolute. Impulse purchases are usually money-wasters, but again a savvy shopper can pick up bargains too. Thinking about a purchase for a couple weeks rather than rushing into a purchase when you might not need the item is a good thing.

Throwing around terms like cheap and expensive are problematic. Value can be considered expensive or cheap depending on your outlook.

Before going off the deep end, if a long shower is the one pampering that he gives himself, perhaps it's a good use of money rather than buying new cars, clothes, hitting the bars or hookers.... :) After all, even a long shower usually uses less than a bubble bath.

Sounds like, as suggested, you both have the same goal, but looking at different routes to get there. Maybe communication is the best investment you could make.

Often better to discuss the situation, and often you'll find that you have more common ground that you thought, when each item came up.

You are a team, after all, seeking the same ends.

No one has a perfect system figured out ... each of us can learn new stuff, every day. No one is so perfect that s/he has nothing to learn ... and the people that do are darn hard to live with!

And, rather than getting all defensive, often it's good to listen to what a person who knows us well says about us, for usually their ideas have substantial merit.

Did you ever see an illustration of two jackasses, tied together with a rope, each straining to get to a pile of hay a few feet beyond the nose of each?

And a second and third pic ... first showing both asses eating at the left stack, then at the right stack.

With a smile on their face. Faces, that is ... or is that "snout"? ("snouts").

Remember the story of the blind men and the elephant?

When they each told what they knew, no one could complain of their message.

But when they began arguing that the other guys were wrong ... well, that's when they had some more to learn (unless they were too stubborn ["blind"?] to be willing to listen to reason).

Have a lovely week, what's left of it.

ole joyful

Cynic, my "absolutes" are examples. Putting off making decisions is vague (covers a number of things) so I understand what you're saying about pyramid schemes and impulse purchases. That's actually a tricky one. Sometimes waiting and giving it some more thought is the wisest thing to do. When it's part of a pattern of putting things off including necessary house repairs it gets annoying.

How far did you have to back up to get back to the cheapie station, after you'd passed it by?

No, one can't afford to drive very far out of one's way to savea few pennies per litre/gal. on gas - or groceries, or other identical stuff, either, for that matter.

ole joyful

P.S. And, for my money, I can't afford to buy bottled water ...

... or lottery tickets,. either, for that matter.

And I wouldn't even hitch-hike, let alone drive, to a casino!

But - if you U.S. folks like 'em, the winnings here are tax-free.

o j

One day as I was returning home from work, about 15 miles away), I saw gas for $2.999. Closer to home it cost $3.099. I needed to get gas so I stopped and filled the tank. But I wouldn't drive out of my way to get the cost savings.

Living AT your means makes sense to me -- living below them is no less dumb than living above them. A couple needs to have a budget and track what they need and want and what they can and can't afford -- before and after retirement. Buying a "want" isn't BAD unless you can't afford it. It's about balance in your life and your finances. Neither the grasshopper nor the ant had it completely right.

Putting off making decisions is NEVER a long-term good. (Presumably one would DECIDE against foolish things like pyramid schemes, the lottery, etc. That's an unworthy distraction from the premise.) Making a CONSIDERED decision shouldn't take an eternity. Sleeping on something is one thing; never declaring a decision is another.

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... are you *everywhere*??

If you plan to stick around here - and there are a large number of really great people here - you'll get a warm welcome ... if you behave yourself.

Stick to topics.

And don't sell (or try to) ... the only guys who are allowed to do that here are the folks who own the joint.

O.K.??

ole joyful

back to topic

saving is oversimplified and saving don't forget is a brilliant form of marketing too much television coupon clipping and the like will have you thinking "Saving" when really you have a big "TIDE" brand on your forhead the best way to save is to not save at all let the money freely pass through your fingers and from their it will return also i enjoy trying to make more money creativley then i like hording my measely paycheck. don't get me wrong though i have my limits and alos your talkin to someone who love a good bargain. winner's for example is a great place for brands cheap, collecting cans? too proud? shame on you! its good for your pockets and the environment but if you really wanna save MAKE MORE MONEY! how? get creative! the internet is a great place to start

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here's a hint i just sold 3 old record player's that don't even work! on ebay for $175.00's

BTW, you've been reported as an abuser of the forums.

Have a nice day.