Best Money Saving Advice
callie25
11 years ago
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sushipup1
11 years agolast modified: 9 years agograinlady_ks
11 years agolast modified: 9 years agoRelated Discussions
Saving a Money Tree
Comments (1)Hello! The key is a potting mix with excellent drainage with these plants, so that you can water copiously without fear of root-rot. They don't like their roots to dry out....so I'm not sure how the paper-towel treatment will affect the recovery. Place it close to your brightest window. Post a pic if you can. Josh...See MoreYour best money-saving tip...
Comments (7)saftgeek I love the name so I must reply. These were things we did that saved us big bucks (a lot of this we learned from the GW posts - so that is tip Number 1 - use the GW forums): - Shopped locally for appliances. Seemed counter intuitive until we actually went shopping and bought from a local dealer - not the applinace person recommended by the builder. - Installed my own home automation (light controls), home security system, whole house audio. Also installed the recessed lighting. Home automation is cool - but very expensive if you sub it out. If you know how to wire up a toy train set you can do most of this stuff. The recessed is also expensive - but really nice to have (was a must have for me). Installing the recessed requires some basic knowledge of electrical and I worked with my electrician to make sure it was done right and to code. - Re-designed the original house plan (purchased on line) to remove what my architect called "ginger bread". Lot's of fancy railings, ornate pieces - these cost big bucks. Also re-designed the roof pitch and floor plan so that standard trusses could be used - removed the fancy roof taper that was in the original design. By doing these thinsg we actually gained more square footage but reduce the overall cost to built the structure. - Went with the first grade of architectural shingle but not the better grads that I wanted initially. It was a lot of money that was better spent in other areas. - Purchased some of the plumbing supplies on line (like stainless sinks) - but only the items where we found the savings to be worth it. - Did our own landscaping which was basically bed prep and mulching. We will do our own planting next year. - Installed my own water softener and whole house water filter. We have a well - hard water and iron. Contractor wanted 8000 dollars to treat it. Read a bunch of posts on the Plumbing Forum and did my own system for 1100 dollars - and it works! - Spent ZERO dollars on interior designers. DW used the GW to learn about colors and posted questions on various design issues. They saved us a bundle - and the advise was really good! - In general, made sure that every price we got from the vendors used by the builder were reasonable. In many cases - we paid a little more for goods but we received design services rhat we felt were worth it. If we found an item that we felt was too high - we bought it ourselves. In a few cases (like our granite) we were very unhappy with the pricing from the prefered vendor so we shopped and found our own - now our builder uses them instead. - Made as few changes as possible after construction started. All of the chnages we made after construction started were very minor - in the cosmetic category. - Got a construction loan that converted to the mortgage - same rate for both phases. Typically they charge more for the construction phase. - Did the double move (sold house - moved to rental - then moved to new house). If we had attempted a single move, we would have been in deep dodo (probably would be paying 2 motgages right now). For the first move, we packed ourselves but had the movers take everything. In the second move, we packed everything, but we moved a lot of the bulky but light stuff ourselves using a rental truck. Second move was about 30% cheaper than the first. - When clearing our very dense tree'd lot, we decided to hide the root matt and brush on the lot to let it rot over time. The cut trees were stacked neatly in 2 places. This was cost avoidance - the cost to take all that bulky mess will be a lot less after it rots for a few years. - I maintained the silt fence myself after I realized I was getting charged a lot of money each time it had to be repaired. - Installed my own humdidifiers and a hot water recirculting system. The combo of these 2 things saved us about 2 grand. That's about all I can think of. Best of luck with your project....See MoreWhere to save money on a build
Comments (18)Reno8, I was born smack-dab in the middle of Vietnam, but I was raised in a small town in a way that "felt like" a generation earlier. Most of my family memories include meals: - Many, many outdoor potlucks at my great-great aunt's house. This was when I was very, very small and we still had ALLLLL the older generation. No one had a house big enough to feed everyone indoors, so we ate outside. The men'd set up tables with wood and saw horses, and the women'd load them with delicious food. Everyone brought his or her own lawn chairs. It wasn't a fancy type of celebration, but I remember loving it. - By the time I was in upper elementary school we'd lost many of that oldest generation, yet we still stayed outside to eat most family meals. My father LOVED to grill. - I do have memories of smaller gatherings in my grandmother's and my great-great aunt's dining rooms: My grandmother had a big Craftsman with a massive dining room, but my favorite eating spot was the tiny booth in the kitchen. My great-great aunt's house was built of heart pine and none of the walls were ever painted . . . but she had a lovely window seat (overlooking a grove of pecan trees) at the end of the dining room, and after I was finished eating I was allowed to go sit in the window seat with my book, and I'd halfway listen to the adults /halfway read my books. The other thing I adored about that dining room was that the dish cabinets opened on both sides -- you could wash dishes in the kitchen and put them away . . . then remove them from the other side. I agree that these memories have more to do with the people than the surroundings. Vaulted ceilings, French doors, chandaliers . . . they aren't as important as the family. However, before you begin deciding how you want your eating areas to look, you should be honest with yourself about how you entertain. Do you cook for everyone? Do you host pot lucks? Do you go out to a restaurant? Build what you're actually going to use!...See MoreEasy (foodie) ways to save money
Comments (64)Amex has always charged more than the other cc companies. Others have already pointed out that those mall cc purchases really hit small businesses hard. We have customers that are kind enough to be aware of that and write checks or use their debit card, or even, believe it or not, pay in cash. A lot of you have mentioned Costco. I've never shopped at one because they're just not convenient to me, but I used to shop at Sam's. I quit doing that years ago because they had an annual fee, and I didn't feel like I was saving enough to make up for that annual fee. Most of what I got at Sams I could buy as a loss leader at a regular grocery store. I've also not found coupons to be very useful, because they're rarely for real food, just processed food. After seeing several stories on the news, and listening to co-workers, I broke down and bought a Sunday paper several weeks ago for the coupons. Boy, was I disappointed. I spent $2.00 on the paper, and maybe found that much worth in coupons that I might use, (which I have to admit I've forgotten about), and then I had all this mess of paper to deal with. What a waste of time that was. Sally...See Moreemma
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