| As I offer an occasional newsletter on personal financial management issues to clients and others interested, I was checking back through some old threads for matters that I might work on for a future message. When I got to page 8, I was quite surprised to find 5 of my threads in sequence. I have the opinion, rightly or wrongly, that I do not originate a lot of threads, so when, later on the same page, I found four more, I thought that very unusual. The first one on page 9 was one of mine, as well, so that made 2 sequences of five - most originally written at different times. There might be some egotism mixed in there somewhere - who knows? Maybe I just like the look of my name in print. And, as I often deal with rather serious issues, maybe I was just being frivolous. Is that allowed? Don't you get the feeling that life is just too darned serious, at times?? I hope that you have a happy and interesting start on your New Year. ole joyful | 
