| I'm one of the oldest ones in my family tree, now ... ... my uncles are pretty well all dead. If it's the tax people to whom you refer, including the income tax ones, I wasn't thinkiing of them. I was thinking of the promoters, legit and less so, who use all kinds of methods of shifting that money from your wallet into theirs. Including advertisers who convince you that you are what you have (and that what you bought last week is now seriously out-dated). When you arrive at 65, with company pension having evaporated, your personal one having been neglected ... ... and having drawn on equity in your home as prices advanced but wage rates didn't and you didn't want to shrink your lifestyle ... ... will they be around to subsidize your retirement? They won't even be willing to take you out to dinner. Like the "friends" of the prodigal son, when the economy went bad in the far country and he'd run out of money. Evaporated like fog on a sunny morning. It's called, "business" and "the bottom line". ole joyful | 
