| Minnie, Thanks for the message. What a long link! It almost flowed into a second line. But links usually stick together, so needing to move part of it into a second line might cause the same kind of problems that a hungry kid faces at the supper table when he tries to stuff half a slice of bread into his mouth at once. By the way - I suggest to folks that they shouldn't be frightened about how to manage money - take it like eating a loaf of bread, a bite at a time. Have a great weekend, everyone. ole joyful P.S. Nice to be retired - every day's weekend. o j | 
