Taking pension: What would you choose and why?
acey
16 years ago
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duluthinbloomz4
16 years agoduluthinbloomz4
16 years agoRelated Discussions
why would anyone choose an suv or truck?
Comments (99)Janengland~I see that you are converting a bus into a motorhome. How is that on gas consumption? Everybody contributes to the environment, in one way or another. It's just to different degrees.I mean, who here walks to work each day or rides the bus? To answer the original question "why a truck or SUV?"~~ That's like asking why do you have a 4 bedroom house instead of one bedroom? Why do you have an inground pool instead of an above ground one? Why do you have 4 children instead of one? It all depends upon your lifestyle, needs and wants. That's life and life is meant to be enjoyed. I agree with Gary~everybody needs to chill and enjoy life as best they can. In the meantime, I will continue to drive (and enjoy) my BMW Z3 and my new Lexus RX330 when I get it....See MoreTiny pension - Taking lump sum or monthly annuity payment
Comments (15)I'd say that buying stock is like buying ownership of a company's booster club. Stocks go up and down based upon the changing human emotions of the investing public concerning the given company, not actual results. The shares of troubled companies can rise, and those of successful companies fall. The old cliche is that market prices are driven only by greed and fear. Dividend reinvestment plans are just like dollar cost averaging, they are non-strategy "strategies" created in the interest of financial advisers and brokers, not the investors themselves. Outside of a retirement plan, you need to come up with cash from other sources to pay tax on the dividend. How much sense does that make as a strategy? You do know that brokerage firms and advisers usually receive payments from fund advisers (or customers) based upon account balances. Why distribute a dividend to the customer, when you can retain the funds and have a bigger base for payments? Or, in the case of direct stock holdings, the dividend paying company can avoid paying out the dividend and just keep the cash. Issuing more shares is free. Oh, I have an idea, let's call doing that a Dividend Reinvestment Plan. Like it or not, that's where this "strategy" came from. Tech stocks are volatile, there's no take-away lesson to be learned from that fact. Do as you like, keep your eyes open. Good luck....See MoreBoiler Choices what would you choose and why?
Comments (6)I would recommend installing a geothermal liquid to water or geothermal DX to water system. Why? 1. You wanted something very efficient (Geothermal 400% ~ 500% efficient vs. oil 85% ~ 90% efficient). 2. Easy to maintain. 3. You have cast iron rads (very efficient). 4. With several supplemental hydronic fan coil units you will not only have central heating but central air-conditioning s well. 5. Geo will also heat your DHW. 6. Rebates under the stimulus bill (see other posts on this matter). 7. Totally eco-friendly. 8. Lowest operating & maintenance costs. 9. Longest life cycle. Adds highest resale value to your home. No oil tank, no oil deliveries, no chimney, no fossil fuels, no foreign oil, and no money leaving the country. Relatively stable energy costs. Food for thought IMO SR...See Morewhat granite edge did you choose and why
Comments (106)@Corlett, I did wonder about that. We had a home that had countertops with a 90 handle and it was chipped to point it would put tiny little holes in my shirt when I was at the sink. Def don't want that again. As a matter of fact, I truly want a flat polished edge, but worry that we'll have the same chipping issue. Any suggestions for something that would go well with an eased edge?...See Morerandy427
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