|
| I think I know the answer but want to double check:
If my mother receives let's say $500.00 per month social security and father receives $800.00 (made up amounts, not sure what they get)... If he died first, would she get his $800.00? Thanks - Somehow, I remember someone telling me that if your spouse had been receiving more than you and died, you would get his - but of course, not in combination with yours. Is that right? Thanks |
Follow-Up Postings:
|
| No. The spousal benefit is 50% only. SocSec will allow you the choice of your own benefit OR the spousal benefit, whichever is greater. |
|
| Thanks |
|
- Posted by feedingfrenzy (My Page) on Wed, Jun 1, 11 at 12:10
| Carrie The spousal benefit of 50% mentioned above is not the same as the survivor's benefit. Widows or widowers who have rearched full retirement age are normally entitled to 100% of the deceased spouse's benefit if it's greater than their own, but they cannot also collect their own. If your father were to die first, your mother would be entitled to his $800/month (assuming she's of full retirment age), but she could not also receive her own $500. Were she to die first, your father would continue to receive his $800/month because it's greater than the benefit of his deceased wife. |
|
| Excellent clarification, feedingfrenzy! |
|
- Posted by summer1942 (My Page) on Sun, Jul 17, 11 at 20:58
| 1. Let say father receive 2K/month starts at his 65. 2. Mother receive $400/month starts at her 62. 3. When mother reaches 65 she will receive 50% of his = 1K/month 4. Later on, after he dies, she will receive 2K/month Am i correct ? |
Please Note: Only registered members are able to post messages to this forum. If you are a member, please log in. If you aren't yet a member, join now!
Return to the Retirement Forum
Instructions
- You must be a registered member and logged in to post messages on our forums.
- Posting is a two-step process. Once you have composed your message, you will be taken to the preview page. You will then have a chance to review the contents and make changes.
- After posting your message, you may need to refresh the forum page in order to see it.
- It is illegal to post copyrighted material without the owner's consent.
- HTML codes are allowed in the message field only.
- No advertising is allowed in any of the forums.
- If you would like to practice posting or uploading photos, please visit our Test forum.
- If you need assistance, please Contact Us and we will be happy to help.