My long time independent pharmacy just laughed when I showed them the card that was in Sun. paper & said, yes we take it, we just jack our prices up. It's no deal! This pharmacy is by far the cheapest 1 out in my area as I have been to many of them since my medicine was expensive. They managed to cut it by 2/3 of what I had been paying. They know me well. So the cards are a rip off!

When we did our kitchen remodel 4 years ago we bought a Fisher Paykel double oven from Gauchenaur's in Pennsylvania and saved "THOUSANDS. I called FP to inquire about the warranty and they assured me that warranty was covered anywhere in the world. So I bought it and had it shipped to Lloyd's Electronics in Lynden Wa.(we live in Langley so its convenient and have used this depot for many items over the years) As it turned out we did have trouble with the ovens and they had to be replaced but had no trouble at all with the warranty aspect of it. If you wanted more info on the shipping/border etc. just ask. My daughter bought her FP dishdrawer and farm sink the same way but has not required warranty on either. Fred Mc.

This first time poster is a 30 year veteran pharmacist, not just some boob trolling the internet with misinformation. These cards are ***ALL*** scams, as a fact. Not a theory. They collect your information, including your health information, AS A FACT, not a theory, and sell it, AS A FACT. They offer ZERO discount which is why most private pharmacies won't accept them. If you haave trouble with PRICING, your best bet is to talk to the pharmacist. If they can do something for you, they probably will, and most, if not ALL pharmacies will match cash prices. The Chain drug stores accept many of these cards in the hopes of driving traffic. The fact that CVS also owns the PBM helps them. Aside from that, these cards, if not in healthcare, would be flatout illegal because they represent fraud. So how do the perforate in healthcare? Because the heathcare system is essentially corrupt from top to bottom. In this case, the card fraudsters petitions CMS to make provision in the Obamacare act that required that hospitals and healthcare organizations to actively pursue means of reducing costs to prescriptions to indigent cash paying patient (forgetting that there should be no cash patients anymore under Obamacare). To fill this check box for Medicare Compliance, these cards are put in the front windows of all these healthcare organization, promoting the fraud. These cards do NOTHING to promote a discount. They reimburse pharmacies NOTHING. They charge the pharmacies to privilege to process the card, which is how they make there money. These are the low life money grubbers in the healthcare economy who rip off the system at everyones expense, and provide ZERO economic benefit and ZERO healthcare value. They just steal... PERIOD.

There's been some recovery, so far ... ... but is it to continue? Questionable - there'll likely be several bounces before long-term recovery sets in. Best to buy a few shares at a time, as one has savings .... that way, when stock prices are low, one gets more per thousand invested, and when they're higher priced ... fewer. Which works out well in the end. Few of us unlettered bums can outguess the market ... especially the characters who make it their business to follow it, every day. And have millions to throw around. Have yourself a fine old spring, enjoying the birds and flowers. Should you lose your eyesight ... you won't be able to see 'em any more ... enjoy 'em while you can. ole joyful