| Don't got none. Don't need it. See whatever doctor I choose (if I can find one), whenever I choose (if specialist, usually need referral). No fee - unless it's for face-lifts, or other unnecessary care. If I need elective hospital care, I'll likely have to wait a while, but no fee for regular care: some carry Blue Cross, etc. for upgraded care (e.g. private room, etc.). First question at hospital door is, "Is the care indicated?", rather than, "Does the guy have a cheque-book (or insurance)?". Yeah - Canadians spell funny: "cheque" = "check" - one o' them pieces o' paper that transfers money from one person's bank account to another's. Thankful, thankful that I live in Canada. (still) joyful guy | 
