Is that a cat ... or a rat? That Mom may need this year.

Oh ... she has a cataract ... and wants to get over it?

ole joyful

also, this is a question which anyone can see I am truly ignorant, how do you decide which of the A through I policies you need. Mom basically in good health.

We're self-employed and carry our insurance through Assurant Health. You can go to the link below for an online quote. We carry a high deductible to keep premiums low so haven't ever had a claim; however with our policy if we go to an approved provider (physician or hospital) on their list we get a good-size discount from the initial billed cost. There are many providers on the plan; however it might depend on the plan a person selects. They are also very good about their communication/ reports and being able to talk to a person on the phone.

I did some background checking into the parent company. I didn’t like what I saw. Penalties assessed, name change, complaint index and complaint ratio all made me nervous about this insurer.

I have only Secure Horizons, but some medical problems seem to be looming in the near future - dizziness - hearing loss - bone density studies (bad back) - MRI (head) and hearing aids.

AARP supplemental sounds interesting - but cost wise, will it be a financial problem - my retirement income isn't too great and providing support for others as well.

What hearing aids are recommended - (lots of loss due to noise abuse in my job over the years). I've heard folks say sometimes that they aren't too effective, perhaps there are some, however, that work better than others for this type of loss.

Any help appreciated.

Confused.

Bejay