| bob47, I can understand your concern for his financial future. His financial situation is his problem, isn't it, as long as you continue to be arm's length pals? Should you begin to live together, various states, provinces, etc. have varying laws as to how much of his debts you'd be responsible for, or responsibility to support him. In a number of areas, were you to live together for varying lengths of time, depending on the jurisdiction, you might be required to split your pensions with him, should you later split up. Are there other financial concerns that you have relative to his situation? So long as you are separated, prior to divorce, does your support from your previous spouse and sharing of his pensions become jeopardized should you become intimately involved with another person? Live together? I'm pleased that you have found a companion with whom ou are pleased, and hope that things work out well for you both. ole joyful | 
