Garden spider (Argiope aurantia). They're freaky but I've walked into them lots of times in the woods, even having them crawl on me, and they never bite.

Gloriosa superba (Gloriosa lily and other common names) Here is a link that might be useful: Gloriosa superba

I have seen the baby spiders hatch out and fly off into the great big world. In spring, one a warm sunny day when their is a nice breeze blowing, if you are lucky, you can see them hatch out all at once. There are hundreds, if not thousands of t-tintsy spiders, hardly more than a speck of dust to the naked eye. They shoot out thousands of silken threads and ride off on them in the wind. Birds and frogs gobble them up, but some live and grow and the next year, in late summer you will see them again in your garden - giants by comparison. ogrose, I have quite literally, but certainly by accident, stuck my head into their webs while gardening many times. The spider just scoots over and waits for me to exit. Never had one become aggressive with me. My children used to love them, giving them names. They were greatly influenced by Charlotte's Web. I always taught them to be curious about Nature, but cautious. Look but don't touch. Study it, observe and learn from other creatures. Of course, they often DID touch. :)

Sounds like one of the many crab spiders also known as flower spiders. They come in an assortment of colors, and often seem to mimic the color of the flower they are on. I've seen yellow, pink, and white ones. These spiders lay in wait for anything that comes to visit the flower. Bees and other pollinators are their primary targets, of course. Here is a link that might be useful: Click on this site for a comparison.