But to keep shopping for cards - I hate to have so many opening and closing credit cards on my credit. When they cross me, I just inform them that I won't be using their card anymore...that it will be stored safely at the back of the file (or whatever) and never carried or used....just to let them know it is unlikely I will ever be using them. I rather think that the average joe customer service really does not care much. Maybe it would get their attention if one was to drop the 'approved amount from 5, 10, 20, or 50 K down to say $500...and then stick it in drawer. It seems they really want to give us some money (debt) yet aren't willing to give folks even with super credit rating, super rates. I just checked and my Discover (the only one I regularly use and always pay off each month) has a rate of 17.49% for purchases, and 22.99% for cash advances. Sheesh...Let's revolt! I think I'll call now and ask that they remove that cash advance option....suggesting for security reasons. That rate is outrageous. When I checked a score (it wasn't FICO but some other name and scale) a year or so ago, it said my score was 98.5...only 1.5 away from being 100 percent perfect. Shouldn't that warrant a pretty decent rate? Sue

sorry about it being sideways but i am still getting the knack of posting pictures here....(sad grin).....computers were always science fiction to me before.

Minnie- carpet tape will hold a small child, lol! It may or may not be acid-free, but it sticks as good as the "red" tape and is way cheaper. The watermark effect works best on light to medium light card-stock colors as opposed to darker card stock. Versamark is "sticky", so it holds on to e.p. and Pearl-ex very nicely, too. You can get a neat effect just by stamping an image with Versamark & using a clear ep for the image, then lightly dusting the melted ep with pearl-ex...very subtle and elegant. Alice- thanks!...can't take credit for the idea since it was a store event, so feel free to have fun. I was thinking of other things that you could stick to the tape like herbs, small seeds, or crushed potpourri.

I just recently tried, I didn't make any threats. Was told no at this time but "seeing how you are a valued customer we would like to give you an increase on your credit line" The increase was not what I wanted, I use my card very little so the amount available is no biggy to me Sounds like I need to try it this way next time! Thanks for the info.