i'd go with the dunmore cream and use brighter/stronger colors in the accents like you're talking about with pillows and such. Plus, you can always switch to different accent colors in the future and not be married to such yellow/gold walls.

I painted my house a pale yellow (Cream Yellow) and tested quite a few pale yellows. I didn't test those two, but you might want to look at Windham Cream, Weston Flax, or Jicama (a creamy yellow Affinity color I have in my den, very pretty).

I also find it helpful to paint large posterboard samples (I think all of those colors come in those 2-oz sample containers at a BM store) and look at it in your room in the changing light at different times of day.

If you are familiar with C2 paints, there is a very buttery soft yellow (not gold or bright yellow) called Sugar Cookie which you may want to take a look at. I'm sure they can match it in a BM paint