Ray
rneuman@new.rr.com

With all of that in mind, my husband and I bought a slightly used manufactured home on 10 acres about two years ago and we had no issue with financing... our realtor suggested the lender to use and I closed in 30 days....refinancing for additions and upgrades has been difficult due to the fact that I live in a rural area where comparables are almost nonexistent... any sales that could be comparable in sq footage and land mass are stick built and lenders do not consider them as equal comparables.... any manufactured houses that have sold and there are not many, are either much smaller with much less land etc or they do not exist at all..... the whole stigma drives me insane.... my house IS stick built, lol... it is made of wood and stone and on a permanent foundation !! And let's be honest here.... do we believe that those so 'much better' stick homes could take a 65 mph ride down the highway and still stand? lol.....

Finding your own lender would be much better for you since the seller/agents on these houses usually finance through places that charge much more in 'closings' and lend at a higher rate than conventional lenders.....and there are still conventional lenders who finance them, ironically, I have the same lender for my manufactured home that I had for my brick ranch..... did not set out to do that, but that is the lender my agent referred me to.....