Marys 1000, Around here, when employees buy a car, interest on the loan is not deductible ... if they operate a business, in most cases it is. If they borrow to invest in a tax-deferred retirement account, the interest is not deductible, either. However, if they borrow to invest in an asset that is expected to produce taxable income, the interest is deductible. A while ago some people, mainly seniors, rather chortled over their apparent good fortune as they told me how they earned 19% on their Canada Savings Bonds about 1981. I suggested that if they were in 20% income tax bracket, that would reduce the pre-tax 19% to after-tax income of about 15%. And did they know what the rate of inflation was that year? About 12%. As the number of dollars of their underlying asset can't shrink, it can't grow, either ... and the value of each dollar was eroded by more or less the value of inflation (or more) each year, going back to about 1935 during that Great Depression. So the investor in guaranteed-number-of-dollars must put a good portion of the annual after-tax earnings with the principal in order to maintain purchasing power, since the value of each of those dollars of asset shrank every year of the last 70. Ordinary folks put their money into the bank. Rich folks buy the bank. Because they know that, in most cases, owning is better than loaning (your money to the bank). Good wishes for increasing knowledge of how money - and taxes - work. ole joyful

Reading all of your posts have made me realize I am not alone in how I feel about losing my Mom.. I lost my Mom Sept 10th 2010 she died of complcations of a debilitating stroke that she had a year prior.. It was my worse nightmare her dying as when she had the stroke in 2009 she didn't really know me most of the time and she had no idea where she was or what happened to her and could do nothing for herself so really i lost her twice.. I had went to visit her the night before she had her stroke and I stayed late and she walked me to the door i can remember her waving goodbye to me how did I know that would be the last time she would do that or be the same person.. I feel guilty for leaving her that night but I didn't know this was going to happen.. I always called her every morning to make sure she was up and had ate and taken her pills but she didn't answer the phone ..I wasn't concerned as she sometimes slept late so I waited a little while and called again she still didn't answer so I called her neighbor and asked if she had seen MOm and if she would go to her apt and check on her I just was not thinking anything was wrong..Her friend did and she said Mom didn't answer the door but she said it sounded like she could hear Mom's voice.. So I got myself together and went to her apt we had a hard time getting in as she had locked the screen door. When we got in I found Mom on the floor in a sort of a twisted uncomfortable position ,I said Mom what happened do you know who I am and she said yes that I was her Mom I knew something was wrong , we called the emergency squad and they came and tried to get Mom up and to stand and her legs were like rubber and she was not speaking things that made sense the apt was a mess as she had been stumbling and falling trying to stand or get some where she had bloody bruises on her arms . We got her to the hospital and they xrayed her and ran tests she had had a very bad blood clot stroke that should have killed her they said but didn't it left her paralyzed on her whole right side and plus affected her sight as she saw double it was bad.. They told me there was nothing they could do she stayed in the hospital for 4 days and then told me I had to decide something ..I knew I couldn't take care of her by myself as I had severe back problems and she was going to need 24 hr care I had no other siblings or no other family close and my Mom nor I had the money to hire someone to help me.So against all I beleived and didn't want to do i had to put her in a nursing home something I swore i would never do .. The year I had her in there was a nightmare in itself,I had to fight with them not literally but you know what I mean to get them to take care of her right I was always upset everytime I visited her as I knew things were not right I would talk to them and ask why ,they would always blame it on some one else she had MRSA twice while she was there and an infection of the colon called C-Diff both staff infections were very contagious.. I talked to people outside of the nursing home to try to get help and called the state and couldn't get anything accomplished they don't care about elderly people and maybe because Mom was on Medicaid maybe that was not good either..It just was a living nightmare I was so upset all of the time after I would leave seeing her it affected my health and I hated seeing Mom like she was as she would not want to have lived if she knew she was having to depend on someone else to do everything for her and she was totally bedfast.. I was the only one to go and visit her as all other family was far away and the nursing home knew that and i think they took advantage of it I tried to go at different times but it didn't help it was just so hard and my husband was not a supportive person for me so i was dealing by myself which was very difficult.. She very seldon knew who I was she could talk at times and sometimes she was silent I continued to talk to her..The times she knew me and was able to tell me she loved me i will cherish in my heart..I was with her the day and through the night till the next moring when she passed holding her hand and singing to her as I always did the whole time she was in there..I would try to get her to sing with me the songs she knew to try to keep her mind alert and talking.. I just have guilt of having to put her in the nursing home and how she had was taken care I understand nursing home are short staff but I think they could do better then they do ,there were a few that really cared and did a good job but most of them could have cared less and the ones that would take the time and do a good job they would let them go so sad.. I miss my Momma so much I miss her voice being able to ask her things and hugs she was my best friend and was there when no one else was always..I feel when she died a part of me went with her there is an emptiness inside of me .. We don't know how it feels to lose a parent or anyone until we experience it ourselves.. Some people can just deal and get on with it ..Lot of people don't want to hear how you feel or what you are experienceing and we need to be able to talk about our loved one it does help.. Some days are so overwheming that I don't I am ever going to be able to deal and then a few days will go by and I am ok but My Mom is always in my thoughts each day.. I know she is by my side at times or comes in my thoughts ,I really don't think it is going to get easier the pain at times is so great..It is just so lonely at times.. It is hard to keep it all in some days I will just cry alot till its all out then i will be ok ..The strangest things will set the crying in and comes on me when I least expect.. My heart goes out to each one of you that has lost a loved one and know I understand and feel your pain.. I do know that if it was not for my faith in God I would be in worse shape then i am I know that he helps and that crying and talking about your loved one is part of the grief process.

Rebekkah, I'm so sorry. I hope you will read some of the posts on this forum, including old ones. You will see that you are most definitely not alone. Your mother was young, but not everyone lives to an old age. Many of us lost parents when we were quite young. I was nine when my mother died. I remember thinking similar thoughts to yours: I wanted to take back some of the things I said to her. I can tell you this, though. Not being about to take back things said in anger made me very cautious about what I said to people after that. After the age of nine, I never said anything in anger that I regretted afterward. I'm particularly sorry that you had to witness the medical efforts to save her. If these images persist in your mind, please see a therapist, someone experienced in helping those who grieve and particularly those who have experienced trauma at the same time. Re fairness, try to remember that life is neither fair nor unfair. It just is. When you think about what goes on in the world, it's easier to accept that statement. This was nothing you could have prevented. It's absolutely not your fault. Please try to live as your mother would want. She will guide you for the rest of your life. What would Mom want me to do? is a question you should ask yourself often. At some point you should read Motherless Daughters and Letters From Motherless Daughters. Good books. Finally, keep your heart and mind open to possible signs from your mother. They may or may not come, but if they do you'll want to recognize them. And some night she may come to you in a dream. Keep us posted, Rebekkah. Susan

I, for one, liked the way that Maks was "touchy feely" with Kirstie. Why? Because when a woman is that age and overweight, especially when the woman is famous and used to be stunningly beautiful with a stunningly fabulous body, she would naturally have some issues with feeling a bit out of place or frumpy next to the professional female dancers and the young, thin, and cute celebrity dancers. Kirstie was doing better and better each and every week, and she was also losing weight and inches each and every week. To me, watching Maks be so "loving" towards her, it was like his confirmation to her that she should be proud of herself and her accomplishments and not feel inferior to anyone. It was an affirmation that she is still beautiful and sexy.