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winker58

Understanding Home Retention/Modification Program???

winker58
13 years ago

Anybody out there have any good websites or information on the retention programs out there? We have a HELOC with Wells Fargo but they will not modify payment because they say according to their forumula we can afford our payments. Just when I think I understand the program I find something else and I don't understand. I thought that you had to have a loan prior to 2004 and now I find something saying before 2009. I am not on the mortgage but on the title to our home. I worked when we signed for the loan but am not working now. Does that count for loss of income. Our first mortgage is with Bank of America. Just seems like they don't want to help.

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