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zagyzebra_gw

Up to what point will homeowners insurance cover day laborers?

zagyzebra
12 years ago

Next year I will embark on a major restoration project and will hire licensed and bonded contractors for the most part. There are dozens of miscellaneous smaller jobs that I would like to hire day labors for. My concern with day laborers is the potential for accidents and being covered by my homeowners insurance.

Is there a point at which day laborers are NOT covered by insurance? Like, say, if they work more than X number of days or hours? Or, if they are illegal?

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