help!!! advice needed asap for 2nd mortgage
gigigirl1
9 years ago
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Comments (12)
_sophiewheeler
9 years agolast modified: 9 years agosharonann1
9 years agolast modified: 9 years agoRelated Discussions
Need Frontloading 2nd Floor Next to Nursery Advice
Comments (11)When you said "I was hoping you would all pipe in and say, "oh- buy the xyz!" ;)" did you mean that you actually thought most people here would agree on one machine?! I can't even imagine that! Everyone here has their own favorite, and some people get quite upset if you disparage their machine. But you can definitely get good advice, and you can learn a lot here! In the end, after you sort through all the advice you get here, from friends, and from sales people, you are going to have to make the final decision yourself. Just go with what you think will fit your lifestyle best, then cross your fingers! As you can plainly see just by searching on a few machines here, some people love and some people hate the exact same machines. I guess it really is a very personal thing. But as a former sales person (diamond consultant) I can tell you that the most important thing is to go to a store that you know will stand behind their merchandise, and find a good salesperson who will do anything they need to in order to make you happy. If you get a machine you end up not liking, you need to be able to exchange it for a different machine, and they should not place any restrictions on the exchange. My Lowes is great. Make sure yours will treat you the same. I got free delivery and removal of the old machine (three times!), no restocking charge for the return, and no rule or monetary limit on the exchange. You should have one month from the time of delivery, although a week will probably be long enough. Unless you have never done laundry, even if you get a front loader you should be able to figure it out in a week. And make sure they level the machine properly, or do it yourself after they leave. My Lowes guys were really just delivery men, not installers. And if you get any type of HE machine, or one with a lot of computerized components, get the warranty. At about $100.00 for five years coverage at Lowes, the piece of mind is worth it! Especially if you do have a problem. Some parts are very expensive. Good Luck with your purchase! I hope you will let us know what you decide on and how it works out for you....See MoreNeed help with a kitchen layout: 2nd attempt!
Comments (11)I see that you may plan to use the second little sink as a hand-washing station. Good idea because as a prep sink, its current position is not ideal: first, because it's not in the logical prep zone between cooker and fridge/food storage areas and secondly, plunked where it is out of the main area it divides an otherwise useful counter into two less-useful shorter sections. I don't kow that I'd want to give up valuable kitchen working area just to have a hand-washing place for kids. (that sounds like an existing feature you used as-is until you could change it out in a future remodel.) In a few years they'll be able to find and use the bathroom/powder rooms on their own and you'll be stuck with special-purpose (even if unintended) sink in an awkward place. The design does get kudos for avoiding having the clean-up sink in the island butt-to-butt across the aisle from the cooker. But you don't need to have the island sink plunked in the dead center and you might find adjusting the position of the rangetop, the prep" sink and the oven stack can be improved if you move away from the center postion for the island sink. Ideally the the prep zone could be bookended on one end by the height of the fridge and on the other by the wall-oven stack. In between have a clean run with just the prep sink and cook top interrupting the counters. Place the clean-up sink (again, not directly across from the cooker position) where it works out, naturally. HTH L....See More2nd mortgage question
Comments (6)I appreciate the reponses.... to basically address what Molly said, no I don't have a professional appraisal yet. I am basing it on market prices I've seen in my town. Currently besides one bank owned property the lowest house listed is at 395K. and the house next to me, which is small too, but differnet in a number of ways just sold for 380. I guess my point is I know I'm below these by some but I'm really at the floor of my area so I don't think my values are too far off. As far as the 450-550, right now i'm a 2/1 and would change to a 4/3. Pretty much all the decent looking 3-4 br colonials in the area are 500-700 listing. Assuming things are moving at all, I would think I'd at least get 450K as a final appraisal. Just as an FYI after buying the house, we did put 40K into remodeling the kitchen, current bath and rewiring/replumbing the house. This has helped "increase" the value somewhat. At the height I would have expected $410-$425 for my house. I don't like the idea of the expendature now either, however there is a reason. As of now as a 2br/1bath, if we do have kids, it will be tight. However the driving force as to why do it now, is that our roof is failing. It requires a complete rip off and replace of 2 layers of asphalt and one of ceder and completely plywooding the roof. Cost to do it from 2 companies so far os $11-12K. So the thought is it will cost 10%-15% of the cost to do the dormer to do the roof. We've been talking about doing the dormer since we bought the place. Lets just do it. Right now I feel we're undervalued for the size due to the number of bedrooms. 2/1s are not popular, and we're actually decent sized and a great layout, but it is holding the value of the home back which is why I feel that we can recoop most of the construction costs if we sell. I would just insulate and do the roof and trade up in a year or 3, but closing costs are terribly expensive on Long Island. My closing costs to purchase were 15K, throw on another 15K-20K for the RE to sell this one, and we're 1/3 of the way to putting a topper on mine. We still may just do the roof, I just want to know my options....See More2nd Shaw sink arrives - Need ADVICE!
Comments (13)Socal, just for giggles (since you seem to have this issue well in hand), I thought I'd share my dimple experience. I have a shaw's fireclay corner sink 15" square, so two sides are exposed. There was a long vertical dimple, very noticable on one side. I carefully positioned the sink for everyone who came through, so the measurements would be right, so that everyone knew about the dimple, so that there would be no question about which way it went (wrote on the inside of the cab, even). So the day the granite arrives for the island, it is snowing. My driveway is steep and has three switch backs. I have two flights of stairs that the island needs to go up and then there is a tight corner at the top before it goes into the kitchen. It took three granite guys and three football player teenagers to get it in the house. It was a bit of an ordeal. A few days later the plumber comes while I'm at work, and says to my husband, "Uh oh, She is not going to be happy...", and pointed out that the giant dimple runs down the most obvious, best lit side! Mostly it's forgotten, but when I think of it, it just makes me smile....See Moregigigirl1
9 years agolast modified: 9 years agogottagrowthings
9 years agolast modified: 9 years agogigigirl1
9 years agolast modified: 9 years agoMags438
9 years agolast modified: 9 years agochristopherh
9 years agolast modified: 9 years agoC Marlin
9 years agolast modified: 9 years agoraee_gw zone 5b-6a Ohio
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