Retire - then every day becomes like weekend.

Many people say that they'd like to retire early.

Best way to do that?

Don't buy lottery tickets, engage in other gambling - unless you count it entirely as entertainment: a worthwhile investment it ain't.

As the editor of Canada's best money managment magazine told us in London on Tues. night - he's never bought lottery tickets.

I haven't either - but I think I won about $10. in lottery winnings, about 10 years ago (bonus when buying a certain number of litres gas at certain stations, same price gas as elsewhere).

But - learn how to make your money work more effectively for you, invest it wisely and build your own investment portfolio - build your own lottery winnings.

Make your increased skill at money management allow you to live pretty well as before, but invest the savings. Set aside 10% or up to 15% (even more if you can manage) to invest, so that you can retire early.

Then ...

... retire early.

Freedom - that's what it gives you.

His magazine had an article a few months ago by a guy who reited at 34.

He wote another article last month, about the problem of rising gas prices.

But he said he's doing even better - he owns some oil stocks.

Learning how money works is an interesting hobby - that pays well.

On the day you went to work - you had brains and hands working - but no money.

On the day you retire, you have brains and money working - but no hands.

During the years before retirement, it's best if you can be like the editor of the financial magazine, who has some snow on top of his head - white hair, that is.

The best news that he gave during his talk the other night?

That he loves what he's doing and has no thought of retiring.

Some of us were worried that he'd sell the magazine, new owner would come in and mess it all up.

Many of us like it the way it is.

Though it has a Canadian focus, there's wisdom there that's transferable.

See all the overheads he used at his talk if yo go to www.canadianmoneysaver.ca/tips and tools.

Best thing you can do before retirement?

Love the work you're doing. Some people say that it doesn't seem like work, cause they love it.

Vocation being as insecure as it is these days, find a work that you do love.

Or make it - set up your own business.

Lastly - have 6 mos. income available so you'll still be floating after 6 mos. even if income stops.

That makes you feel a lot more comfortable in life. Less chewing of fingernails.

Have a great weekend, everyone.

ole joyful