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Why have bank takeovers halted?

Posted by chisue (My Page) on
Fri, Oct 8, 10 at 11:29

If there are so many mortgages in arrears or default, how are the banks holding the morgtages staying solvent?


Follow-Up Postings:

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RE: Why have bank takeovers halted?

I'm curious too. could it be since there is no lending, that the foreclosed houses aren't selling? Also, rates are so low, to be tied up for such a long period of time - that and not knowing what is going to happen in DC could be part of it.


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RE: Why have bank takeovers halted?

calirose -- There's more on this on the "Buying and Selling Homes" forum. Looks like banks are not reporting the defaults; not taking possession of homes they can't sell on which they'd then be responsible for RE taxes and maintenance. There's also probably a big obfuscation of who owns the mortgages -- some bankrupt Wall Street firm, or...the Feds, AKA you and me.


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RE: Why have bank takeovers halted?

What a mess! More on foreclosures and MERS a recording company for banks and mortgage companies.

http://www.usatoday.com/money/economy/housing/2010-10-11-foreclosures1 1_CV_N.htm

Here is a link that might be useful: USA today-foreclosures


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