Since US Bank employees obviously can't understand relatively simple documents, like the Terms Of Service here, which prohibit your spam, why would anyone choose to do business with your company?

My husband and I ran into a similar problem when we had our big addition/remodel. What my husband did was contacted both the bank and the appraisal company and showed them our building plans and asked that they base the appraisal on the prospective build out. The bank worked with us. The residential lending officers actually visited our home on three separate occasions to ensure that we were in fact upgrading the home to the level we proposed we would, understandably they needed to ensure their money was going where it should be. So about midway through the project they increased our construction loan by 25,000, and 3/4 into the project they gave us the final 40,000 they agreed to lend us. This was still about 25,000 shy of our desired amount. In addition to our discussion with the bank, we sat with the contractor and asked where we could cut some corners. He offered us the opportunity to do some “homework” throughout the project which included cleaning up the work site at the end of the day ourselves and preparing the area for the following day, drilling holes in the framing to save a ton of time that we would normally pay the electricians 125 per hour to do, and the biggest savings was painting the house ourselves. You may not have the time or desire to do this much hands on but I gotta day not only did we save enough to complete the project, but we came in under budget enough to furnish a few of the rooms. Best of Luck!

It is very hard to get funding for construction. I am an architect, in a not popular company in Florida. I always wanted something more but it is hard to get up in this domain without experience. I am getting a lot of orders and I need to make the best project to approve my building. I spend nights in a row just to make the layout of the building. I try to make my layout impressive so I always to it very big and tall. Sometimes I can use Mi tower hire just to finish it. The size of the layout can impress the investors and choose your project to become real.

hm we did a one Time close construction Loan and was told if we had any left over or had extra from the sale of our home, we could ”give it back” to bring down our payments (not just pay down the principal). I guess different loans have different rules