Return to the Household Finances Forum | Post a Follow-Up

o
CC props

clip this post email this post what is this?
see most clipped and recent clippings
Posted by joe_mn (My Page) on
Tue, Jul 24, 12 at 10:50

Last year I got a free credit card transfer and no interest for 1 yr deal. Woohoo. I only made payments and made no purchases on card. Last month I paid off balance. I figured there might be some accrued interest for last month and did not check my statement. Yep, and got $35 late fee for not paying interest. Ugh. Called CC and they dropped late fee and wiped off interest too. Woohoo. There are some nice CC firms after all.

Follow-Up Postings:

o
RE: CC props

clip this post email this post what is this?
see most clipped and recent clippings

Last year I got a free credit card transfer and no interest for 1 yr deal.
Wow! I haven't seen one of those 'totally free' offers in several years. They all seem to now carry a hefty (imho anyway) transfer fee, even if they tout it being interest free.

Called CC and they dropped late fee and wiped off interest too. Woohoo.
Great! I've often found CC companies good to work with me when 'life happens', and I slip up on a payment or something.

Discover is my card of choice. I've had it the longest of any of them, and their customer service is usually quick to answer, and their reps are pleasant and helpful. I always enjoy staying on the line, after I have been helped, to answer their quick survey and give them the best ratings available.

Sue

o
RE: CC props

clip this post email this post what is this?
see most clipped and recent clippings

I also like Discover. Their customer service is great!

o
RE: CC props

clip this post email this post what is this?
see most clipped and recent clippings

I should have paid balance in month 11 and thus avoided the interest charge for 1st regular month. I was surprised rep cut me some slack. I was hoping for no late fee but she wiped interest too. Now that's nice and certainly not necessary.

o Post a Follow-Up

Please Note: Only registered members are able to post messages to this forum.

    If you are a member, please log in.

    If you aren't yet a member, join now!

Return to the Household Finances Forum

Instructions

  • You must be a registered member and logged in to post messages on our forums.
  • Posting is a two-step process. Once you have composed your message, you will be taken to the preview page. You will then have a chance to review the contents and make changes.
  • After posting your message, you may need to refresh the forum page in order to see it.
  • It is illegal to post copyrighted material without the owner's consent.
  • HTML codes are allowed in the message field only.
  • No advertising is allowed in any of the forums.
  • If you would like to practice posting or uploading photos, please visit our Test forum.
  • If you need assistance, please Contact Us and we will be happy to help.



 
Click here to learn more about in-text links on this page.