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chisue

Buy Waranty for our 2005/17K miles Car?

chisue
13 years ago

I'm debating whether to buy an extended waranty on our 2005 Jaguar X-Type VDP. We like it. We don't see anything new we'd like better. It's current "Jaguar Certified Dealer Limited Waranty' expires in December. We've had no problems with the car. It's worth up to $16,000. Anything else w/all-wheel drive would be at least $20,000 + the trade-in. We kept our last car for 10 years.

Would you buy an extended waranty at all? I'm concerned about possible failure of something BIG, like a computer management system. The two policies I am considering offer the same coverage the car currently has.

I can buy a 2-year Jaguar/100,000 mile/$50 deductible waranty for $2697. I can buy an EasyCare 2-year/24,000 mile/$50 deductible policy for about the same. Only the Jag policy stipulates Jaguar parts.

I can also buy a 4-year EasyCare policy/48,000 miles for $3779.

Is there a 'formula' to help determine what's prudent to do?

Many Thanks,

Sue in Chicagoland

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