Being a resident of another country, I can't give good advice, but here are a couple of ideas.

When you buy a home or other property, often you may be required by the agency holding the mortgage to buy mortgage insurance, which means that, should you not pay, the insurer is required to make good on the loan. Here in Canada, if you are paying under 25% down, you are (almost always?) required to purchase such insurance.

It may be possible that whoever agrees to pay you whatever number of dollars to purchase your business can purchase similar insurance, which would pay you if the purchaser defaults.

Should you be the agent holding the promise to pay, you might require that they take out such insurance.

It might be very difficult to find such, and if found it might be very expensive, for a house usually ramins pretty well intact after a period, but if someone through negligence, inattention, laziness, lack of skill or whatever does not/is not able to keep the business functioning in a fashion similar to its former level, it could deteriorate rather quickly - thus losing a great deal of its value. In which case, the guarantor of the loan would have had to pay out a good deal of money to you - and be left with a bag of sand, so to speak, to show for it.

Not a good situation, from their point of view.

Even if a dozen such situations turned out well, one dead dog could be very hurtful to them - two would be a disaster, as their margin on each situation would not be large.

God wishes for success in whatever you choose to do with the business - and its aftermath.

joyful guy

P.S. I presume that it's not a partnership/ownership of the Loomis Courier/money carrier trtucking agency that you're referring to. (:^)

j g