Return to the Household Finances Forum | Post a Follow-Up

extended warranty for 2005 Ford Focus

Posted by victory_tea2085 (My Page) on
Sat, Mar 24, 07 at 13:54

My wife's original warranty on the car is about to expire. We differ in opinion on whether to get an extended warranty. Anyone willing to offer their opinion. Thank you for your time. Paul

Follow-Up Postings:

RE: extended warranty for 2005 Ford Focus

What has been your repair experience so far? Is the way you use the car going to change greatly in the near future (kids, moving to the mountains, etc.)? What do the warranties cover, exactly? What do they charge versus what you think you'll have to pay over that same period of time?

The '05 Focus is reaching the end of its model run; by now Ford should have worked out the bugs from the first ones. I'd be far more inclined to buy an extended warranty for a first-year model. Extended warranties are, essentially, insurance policies, with you betting that you will have more in repair costs than you pay in premiums. Unless the car has been kind of "lemony" so far, you most likely would be better off just putting that money into a rainy-day fund.

RE: extended warranty for 2005 Ford Focus

My car insurance has an inexpensive warranty but it must be purchased within the first 15 months. It is less than 20 every 6 months.

I think there is a site something like Ford where you can get one. I thought it was a little expensive for our freestyle but maybe it will cost less for your car. I would say if you can get one for 500 that will cover you until 7 years it is worth it but read the fine print on what it covers and what the deductible is if any

How many miles are on it and how many do you expect to put on.

RE: extended warranty for 2005 Ford Focus

I would not recommend most aftermarket warranties. The one from the manufacture is good. As far as the aftermarket ones, I have been in the repair bussiness for over 20 years. Most of the warranty compaies dont want to cover any of the repairs and leave the customer holding the bag so to speak. They will either say the repair is needed because of abuse or normal wear and tear and thats how they get out of paying. Many times when the vehicle needs major engine work or replacement, they make the customer authorize tear down costs up front which most of time is a waste of the customers money when we already know the engine is shot. So if the customer does authorize the tear down, they have to shell out say $800. When we call the warranty company about the needed repairs, They say" Sounds like abuse and we dont cover that" or Thats normal wear and tear and we dont cover that". Get the maunfacture warrany. The good warranty will cost over $1000 but is wourth it.

RE: extended warranty for 2005 Ford Focus

My friend has had a great experience with the Geico one, it has already covered at least 2k worth of repairs on her 2001 minivan. Maybe her repair guy knows the right thing to say when the company calls, she has not had to lay out anything beyond the deductible

 o Post a Follow-Up

Please Note: Only registered members are able to post messages to this forum.

    If you are a member, please log in.

    If you aren't yet a member, join now!

Return to the Household Finances Forum

Information about Posting

  • You must be logged in to post a message. Once you are logged in, a posting window will appear at the bottom of the messages. If you are not a member, please register for an account.
  • Please review our Rules of Play before posting.
  • Posting is a two-step process. Once you have composed your message, you will be taken to the preview page. You will then have a chance to review your post, make changes and upload photos.
  • After posting your message, you may need to refresh the forum page in order to see it.
  • Before posting copyrighted material, please read about Copyright and Fair Use.
  • We have a strict no-advertising policy!
  • If you would like to practice posting or uploading photos, please visit our Test forum.
  • If you need assistance, please Contact Us and we will be happy to help.

Learn more about in-text links on this page here