Sbryce nailed it on the head with number three. Eisenia Fetida will thrive in Michigan in a good layer of organic matter. One reason they are sometimes favored over others for composting is that they propagate so prolifically in comparison. Well, there is a good chance their breeding rate is to facilitate survival of the species. . . or rather they have survived because of their breeding rate. Whichever evolutionary school of thought you adhere to. Either way, their short lifespan due to sensitivity to cold is compensated for by heavy breeding. The cocoons will survive the winter. The worms will survive the summer heat if you provide them what they need. If you have a regular compost bin or windrow the worms will find you. I live in central Indiana and dug my first round of wigglers from a manure spread at a wood line. The manure wasn't purposely inoculated. I also have them in my regular compost bins outside. They dwell at the edges when the compost is hot and they tend to dig in to it well when it cools or when winter hits. Again, I don't inoculate it with worms. In other words, I am not raising those worms on purpose. My raised garden beds have wigglers. I did inoculate those, though, and do so every time I add castings. As I say when teaching about raised beds: The goal is not to have a raised garden bed. The goal is to have a worm bin you can plant things in. Keep the worms fed with plenty of good compost and maintain good moisture so they will stick around. Insulate them in winter with leaves so they survive a little longer to break some leaves down. Their offspring will take over where they left off in spring. Of course, if you add cocoons in spring from an indoor compost bin, you will have a much higher number of worms for the summer months. I've read, though I haven't verified, that worms don't adapt well when moved from an indoor bin to an outdoor bed. That's including worm farms that have experimented with moving worms to outdoor, in ground worm beds. It's supposedly best to just get the worms to breed in propagating bins and spread cocoons when you spread the castings.

"Generally, these days, when you win a million, it's a 20 year payout (at least in the contests I enter). So that's $50,000/year. Not a lot at all." Its even less than that if you are talking about "winning" a million dollars. They take the taxes right of the top and then calculate the payout. It's more like $30,000/yr. and then with inflation, in twenty years, that $30,000 won't even buy you anything of importance. Twenty years ago $30,000 could buy a person a very nice home. Today $30,000 will buy a very nice auto. Twenty years from now, you could probably by a really cool, top of the line bicycle for $30,000. The question was "If you had a million dollars what would you do?" I would deposit it in a Health Savings Account (HSA). I would feel secure knowing that I had the money deposited there for my health needs when needed. As one grows older there is going to be more and more medical problems. Even a million dollars does not go very far with hospital bills. Here is a link that might be useful: Health Savings Account

There's a manufactured home park in Florida where the price of admission is a million dollars. They're very nice homes. A number of owners are those that own million dollar motor coaches that travel the country and want a place to stay in Florida.

I hate that Nathan isn't a main character anymore, but he's still on there a lot as Mary's buddy. I do like how they have edited it a bit differently this year. Rather than thinking they need to give each decorator the same amount of time on each episode, they go a bit more in-depth with 2 or 3 of them. I think there was one episode that had no Kathryn at all, but gave a better view of what the others were doing.