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joyfulguy

Simple five-word guide to financial freedom

joyfulguy
17 years ago

Spend ... less ... than ... you ... earn.

Hope this has been working, or you decide to make it work for you, then follow up on that resolution.

It sure makes you feel good when you know that, should your paycheque stop for 6 mos., you'd still be floating financially, without a lot of hassle.

It gives you a financial cushion, maneuvering room.

And for many, it would sabve big bucks in fees and interest on those credit card debts.

If you are carrying blances owing on your credit cards ...

... do you have any idea what annual rate of interest, fees, etc. you are being charged?

It sure felt good a couple of weeks ago when, following the wreckage of my 14 year old station wagon in a rear-end collision, I knew that I could write a cheque for whatever auto I chose to buy, without sweating blood as to where the money was to be found to pay for it.

Regardless of whatever settlement that the insurance company might offer ...

... and pay some time later.

Good wishes for developing ongoing increased skill at effective management of income and assets.

ole joyful

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