Please help. Don't have alot of money to spend. Is the Singer CE-150 Futura a good machine? I plan to embroidery on sweatshirts, caps, towels,tshirts, etc. I was looking at the Brother SE270D but I worry about only having a 4x4 area only plus I don't think it can use a cap hoop, but I am not for sure. Please help!! Please give me your thoughts!