On our paperwork, it does not say anything about a FHA 203K loan! It is a TRUE FHA Construction Loan that turns into a FHA Loan once the house is built. We only had to finance for 29.75 years instead of 30 years since we have 9 months to build the house (which bank gave us that extra time cushion). Hope this answers your question. Again, it's not rehab or renovation. It is strictly NEW BUILD! Also, we called and spoke with Wells Fargo and they were they ones that tol us about the loan! Then we went to our loan officer that got us the loan for the land. Also, I searched the internet over and over trying to look for that loan as well when they told us about it, couldn't find it! Sometimes you just have to call and talk to the Loan Officers!

Glad to see you're getting started.. I'm here in Columbus as well and I designed two new homes for my girlfriend and her brother out on Buckeye Lake and helped them put all the numbers together and build.. We are now in drywall stage on one and interior trim on the other. Mind if I ask whereabouts you are building? . If I can be of any assistance on suppliers etc locally don't hesitate to contact me. I am assuming your GC has most of that covered but you never know... bigkahuna9@aol.com Good Luck You are building at a good time with materials and labor at lower costs and good weather !

Good luck!

Terrance

Formal Living Room

Formal Dining Room

Great Room

Patio Door with Transom Window!

Kitchen (it's 16x16)

jarrett is going to get back to us by tomorrow...fingers crossed!

i posted my new revised houseplans on my thread...posted the link below. if you get bored, i have a tons of questions about the floorplan and need advice. you were my first gardenweb "friend", and if we get this loan, you will be my BEST garden web friend, so i would love your feedback. we are working within a popular plan in the area, and we cant make a ton of changes without paying a custom builder, so i am trying to work within the plan, which is far from perfect for our needs, but the best option for us. let me know whatcha think.

:) keep the pics comin!

i am trying to use your plans to solve some of the sticky points on my plans. let me ask you, how many feet are there from the kitchen curve to the back of the breakfast area? it looks like 8 ft? would you put a full table there? we are tyring to put our full dining room table there and use the front rooms for other stuff until the kids get big.

also, will you look at my kitchen, because it keeps getting blasted on the threads for being poorly designed. help me. i am young and still learning to cook. so i have no idea how a kitchen should be.

going to look at your master and see if i can do something with mine based on yours to incorporate a larger laundry area...another big problem right now on the threads. any ideas?

Running great slabs of sticky wrap over all one's misapplied housewrap joints is no long-term cure. Adhesives fail and the bad lapping remains. And I bet closeups of the windows will show no flashing details either.

I know this is incredibly boring stuff for most homeowners whose enthusiasm knows no bounds. But for those who care, take a look at this article in the Journal of Light Construction.

Where I build, brick and stone veneer is the standard. So the traditional lapped felt the masons usually insist on makes up for most of the housewrap mistakes. Not so where cement, wood composite and vinyl siding is the order of the day.

Meanwhile, I have enjoyed reading thru this posting. I like the outside of your house so very much, it's just my style. Thanks for taking the time to share.

~Allen

Day Sixty Five!!

Imagine my surprise today, when I pulled into the driveway and found stone staring back at me!

Here is our garage, complete with concrete, composite steps (you can't see the composite because our GC has wood laying on top of it to protect the composite, we'll remove the wood once we move in) and a back door!

Here is a closeup of my door! I got a Therma Tru Fiber Classic door with sidelights. I believe the cost was around $1600.00 for everything! The painter is going to gel stain this door to match our cabinets and stairwell (like a cherry)!

Here is stone around the garage doors!

We also put stone around our covered porch that leads from the garage to the backyard!

We had our well installed yesterday and they made a pretty big mess with the wet clay. They went to 218 feet but we were quoted a firm price before they started so it didn't cost extra. I really stressed over which kind of well pump/sytem to get but went with one using a cycle stop valve with a 1.5 HP pump.

ramor: Thank you! We went with dutch quality stone in the color of Columbus Blend Limestone.. That is what everyone uses in my area (Central Ohio). The costs were about $5000 to do it the way we did it, I think that was 3 1/2 feet below the window and around the front door and around the back door on my covered porch..I think the stone gives it great curb appeal!

Wow, 218 feet! That's great that you were on a set price. We were too, but since it was under the 150 he quoted us, it was only $20.00 a foot. We were able to put in a bigger pump as well since we saved some money, we went with the Constant Water Pressure Tank, what that allows is for when one person is taking a shower and someone else turns on water or flushes the toilet, you won't notice it.. I think that was like an extra $700.00..(I think)... Good Luck to you!!

Here is a picture of the whole house from almost to the end of the driveway!