Try Farm Credit. It's a two time close, but they will generally work with you on that if you use Country Mortgages (their office should be right there with the Farm Credit office) for your permanent mortgage. It was smooth sailing for us--especially compared to the traditional bank options.

Hope this helps!

Here is a link that might be useful: Farm Credit Main Site

If Farm Credit doesn't work try US Bank - they have some decent terms nationally.

thank you!!

You could also try BB&T.

We are using Suntrust and are in the Atlanta area.

Posted by gaonmymind (My Page) on
Sun, Jun 10, 12 at 19:40

We are using Suntrust and are in the Atlanta area.

Sorry about this but you might be waiting for 3-4 months if you haven't already with those guys.

Unfortunately, Farm credit didn't work for me. I called them and they only serve rural area. I will try US bank next, thank you.

buildiva22 if you PM me I'll send you a referral at US Bank who I have been working with who has been very easy to work with!

Thanks Laura12. Just sent you a pm!!

pbx2 - what do you mean...the process has been quick for me. I have caused more delay than them.

We are using Regions Bank in FL, but I know they are in GA as well - our draws are actually serviced in AL. Some of the initial costs were more than I liked, but the longterm rates were great and the service has been fabulous. We are in Southwest Florida - smack in the middle of one of the biggest bubble areas in the country - and construction loans are almost impossible to get here so our choices were limited.