Before I go further, and this is not to discourage you, just to 'prepare' you a bit. I agree with lucy on your immediate future post-graduation. Don't get me wrong, no doubt when you graduate and get jobs it will feel wealthy, and as you grow in your careers and life, nothing will serve you better than investing your time in a good education. Just don't bank on having a great job with a six figure income right out of college ;). You need to plan for that 'window' of transition between graduating and getting established in your career field (and paying off student loans). Then take off and fly! So try not to blow all your money. ;)

Couple questions:
How many years of college do you have left?
Does your girlfriend have any income?

I do believe in giving people chances. I would rather have you on a yearly lease, but no job, no visible income, full time student, that could get sticky for both of us. I really don't like to do month to month leases, but if I were considering you and your GF, that's the path I'd take. If something soured, I could get you out fast (30 days) and wouldn't have to go to court to do so on a monthly lease. Problem with that is I could be looking at re-renting in as little as few months if the money dries up.

So I'm thinking your best bet is not a complex but rather a house or small apartment geared toward students. They are probably more acclimated to the high turnover rate. Are you in a college town, or do you go to a commuter campus?

Another thought, depending on what rents are in your area, would be to pay the landlord the deposit and a few months up front. Granted you'd be stuck if you hated it there, but it might be a gesture of good faith that you've got rent covered at least for now. Are you banking on the student loans you'll be getting for a future semester (this semester has already been processed, yes?).

If you would answer some of the things I've inquired about, that would fill in a few more blanks and might lead us to a more viable solution for you.

Are you JOKING?

They're both students, have only a few thousand dollars in the bank, and are unemployed. You call that a "good" financial position to buy a home?? In most places they wouldn't even qualify for RENT!

That kind of thinking is precisely why our country is on the brink of a recession fueled by a mortgage meltdown.