eBay question

alisandeDecember 12, 2012

EBay used to permit payment by check, but now Paypal is the only option. I was contacted through eBay by a buyer who would like to pay for an item with a check. I used to accept checks, and wouldn't mind doing this. Is there a way to handle it that won't give me a problem with eBay?

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sylviatexas1

don't know the details, but you can take a check, or cheque, as this seller says.

Here is a link that might be useful: payment options beneath last picture

    Bookmark   December 12, 2012 at 1:22PM
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alisande

Ha! That must be an option I didn't see when listing my items. Either that or it's available only in the UK. Thanks, Sylvia.

    Bookmark   December 12, 2012 at 3:11PM
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RuthieG__TX

I believe there is an option on the sold summary that allows you to mark an item paid....So you accept the check and when it comes and clears, you mark it paid. I really hate that people want you to "accommodate" them...It's a pain in the butt to take a check and I don't understand why people who want to shop ebay don't do Paypal..it is so much easier for all concerned....

    Bookmark   December 12, 2012 at 3:56PM
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ShedTheChrysalis

If you do accept the check, instead of depositing it into your account, go to the bank the check is drawn on and cash it there. This way you avoid many of the check scams that are out there.

    Bookmark   December 12, 2012 at 5:04PM
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alisande

I don't know, Shed . . . I might have to do some traveling.

    Bookmark   December 12, 2012 at 5:23PM
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jackie_ok

It is ok with eBay if you accept a check, but you cannot state in your auction that you will. It would be better with a postal money order.

    Bookmark   December 12, 2012 at 5:25PM
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maddielee

If they have a valid checking account, they should be able to open a paypal account with no problems. Buyers on EBay should know they will be paying on paypal.

If you accept a check, let them know you won't ship until,you have cashed the check. See if they are still interested.

ML

    Bookmark   December 12, 2012 at 5:29PM
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ShedTheChrysalis

Unfortunately these days, even if you deposit a check in your account and it clears the bank can still "bounce" it within the next 2 weeks - that's what the Nigerian scams are all about. People deposit checks, take out money and send it to the scammers and a week or so later, the victim's bank tells the victim that the check was written with insufficient funds. I would only accept checks from reputable sources - refunds from utilities or escrow, taxes, etc. It's a negative way to view people, but you have to protect yourself from people you don't know. As Maddie mentioned - if they have a valid checking acct, they can sign up for PayPal. This is a tough one, Alisande. Hopefully the buyer is willing to be more flexible. How about a money order?

    Bookmark   December 12, 2012 at 7:10PM
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redcurls

I wouldn't. Especially if it is a considerable amount of money.

    Bookmark   December 12, 2012 at 7:25PM
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alisande

Yeah, that scam involving Cashier's checks is really something. This current matter is on a whole other level, though. It's just a $25 item, and I think the buyer is an elderly woman. The item is something that would appeal to the elderly. She has good feedback. Lots of people are still suspicious of Paypal. Heck, I know an intelligent, educated woman, younger than I, who refuses to give her credit card number to Amazon.

I've sold quite a bit of stuff on eBay, and I'm willing to trust my gut feeling that this woman is good for the money. If I'm wrong, I'll let you know.

I might try relisting the item, to see if I can specify checks as payment. Then I could let her know, and she could buy it. Then she, eBay, and I will all be happy . . . provided the check clears. :-)

    Bookmark   December 12, 2012 at 7:26PM
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alisande

So much for that plan. I tried relisting it, but the only payment options they gave me were Paypal, credit cards, and something called Skrill.

    Bookmark   December 12, 2012 at 7:30PM
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RuthieG__TX

I think if you are reasonably cautious, accepting a check is not a problem...I've accepted plenty and never had a single one bounce...Many I mailed the package before it cleared...

    Bookmark   December 12, 2012 at 8:20PM
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sylviatexas1

I think you can accept the check, & then once it's cleared, you & the buyer can mark the item "paid".

As someone said, if the buyer has an account with a big bank, like Wells Fargo or Bank of America, you can take it to any branch & they can cash it & debit her account right then & there.

    Bookmark   December 12, 2012 at 8:52PM
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heather_on

I have had checks bounce when I was selling on ebay. A postal money order is far more reliable. If it is an amount that you are willing to lose if it bounces, then it is up to you to take the risk. A seller can no longer say that they take checks or money orders but buyers can ask.

    Bookmark   December 12, 2012 at 11:26PM
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