never do banking business with a frog
Yesterday I needed some change so I took $5 worth of change out of Frogs bank and I immediately put a $5 bill in the bank to replace it....
Then Frog says "You owe another $.50 in interest on that loan.
I said, "I didn't make a loan, I just got some change and paid it immediately".
Frog says, "You took money out of the bank, then paid it back. It don't matter if you pay it back immediately or a year from now, you took money out of the bank first, thats a loan and you owe interest on a loan."
I said, "Look Frog, I just wanted some change!"
Frog says, "If you want change you can deposit the money, then withdraw your money in whatever denomination you want, but if you take the money first,,,THATS A LOAN!"