You will find out Frogs got better insurance than we do...LOL
Frog always makes me smile, even when I don't post on one of his antics!
Does Frog have a native language of his own? I've heard rumors that it is phrogese spoken mostly at ponds, river banks, and marshes. His dry land cousin, Mr. Toad, can not speak it very well, thus he prefers to stay with his toady ways.
The M&Ms certainly SHOULD be covered by his HMO. I think M&Ms and jelly beans are important to anyone's health and well-being. (They are the only two candies that I can't live without.)
That is hysterical. The pharmacist sure is enjoying it. Just looking at him laughing makes me laugh.
Frog's adventures crack me up. I'm looking forward to Nephew's juvenile adventures.