Replacement windows on the coast help.
OK so I just purchased a house on the water. Behind me is just open water, and my pier. I dont really expect anything to fly at my house. But do expect quite a lot of wind especially in a hurricane. Should I opt for impact windows? IM getting ready to start planning replacement windows and doors for the entire house (as well as a roof, can't wait to get a split seam metal roof installed)
But as I said above I'm more concerned with wind than I am with objects hitting the windows. Are impact windows really needed? Do they help at all with wind rating or is dp 50, dp 50 whether it has impact rated or not? I checked with Chubb (my insurance company) and they told me they didn't care either way, but did suggest instead of replacing all the windows (the house is only 8 years old) just have roll away shudders installed as they can give me a discount then.
The windows are in good shape (anderson "high performance" according to the writing in the corner). But my previous house had new windows with Low e 366, argon, etc. and I want the energy efficiency of new windows, and I also want to switch from double hung to casement as I prefer that style.
So when shopping, who has the best window for hurricanes, and should I opt for impact rated or not? Im also replacing the doors, Should I do out swing or in swing with storm doors? My last house had thermatru inswing doors with a multipoint lock. Honestly I didn't feel they were that high of quality. But did like the multi point locks. So what is the best out there as far as windows and doors for high winds and energy efficiency?
IM a bit paranoid to storms, which is why I'm planning these changes so quickly. Also are those companies that install a 3m "film" on the windows a scam, or do they actually help strengthen a window?
Thanks for your input!