I have been reading this forum every day for ever so long. I'd like to join you.
a bit about me: I am in Vermont and on SSI. That makes it very hard to manage, but I do manage. I live within my income, never incurred one debt, and own no plastic.
My lifestyle is simple of necessity, I don't drive and walk a great deal, eat simply and cheaply.
I look forward to posting here and getting to know folks.
Thanking you all,