My 40-year-old son has poor credit. I have tried to teach him otherwise over the years, but my efforts have failed. My opinions about his responsibility, or lack thereof, is a sore point between us and not someplace I even want to go.
The problem is that his debt collectors have my phone number in their records and every time he is late in a payment, they call me. They want me to give them a way they can reach him that they don't already have, or to tell him to call them.
I've got a lot of problems with this!
a) He doesn't have a phone now, and they already know his address. If I had any information they don't have, I'd gladly give it to them.
b) I don't think his financial situation is any of my business, and I resent being put in a position where I'm supposed to tell him to call his creditors. He knows who he owes and when he owes it. I'm not his secretary. I refuse to take any message to pass along because if it results in his calling them back, that only increases the number of people who call me when he is in arrears. And if I say I'll pass the message along and then he doesn't call them, these people call me daily.
c) These people are RUDE! I have asked them countless times to remove my number from their records, as I am not in control of what my son does or doesn't do and I will not be a messenger for them. But they continue to call, and they make remarks to me as if I'm a party to my son's lack of responsibility. One such person even said they understood why my son was a deadbeat because apparently I was one, too. GEEEEEEEZ! We are getting, on average, one call every other day. I have started saying I don't know the person they are trying to reach. Sometimes this works but today I got a call from a particularly nasty man who demanded to know my name. When I told him I didn't think that was any of his business, he told me he would just continue to call until he got it. I hung up on him.
I'm not trying to protect my son from these people. This is very upsetting to me and I'm just trying to get myself left out of this equasion. Short of getting an unlisted number, is there anything I can do? It seems to me like this is harrassment. I don't owe any debts at all and yet, no matter what I do, I'm in the middle of this.
I've told my son not to give his creditors my phone number. And he says he hasn't, but they're evidently getting it from somewhere. My daughter told me he used her phone a few weeks ago, apparently to call one of them, and they of course have caller ID so now SHE's getting the phone calls too!
Do any of you know, is there anything I can do? I really don't want to get an unlisted number unless that's the only way.