What are those credit card people up to?
A little while ago I posted here because my "fixed" low rate went up astronomically in spite of my always paying on time, etc. I called and the credit card people basically said you can pay the higher rate or cancel your card. So I scraped up $ and paid it. Left the card active just to send them a message: "How do you like the interest you are getting on my new 0 balance?"
Now I got a letter saying hey, you had a $33,200 limit but you don't use your card so we are reducing it to $12,500. Fine with me, I would never want to owe $12,500 to them anyway. But what are they doing?