The Big Picture
I am making my own laundry mix and I've had no problems and I wash in cold water. But one important point here is that no two households have exactly the same priorities or the same spending habits and there is no universal rule for frugality that applies. Now I'm retired and I am, believe you me, doing it on very little. Waste food? I just don't. Have too many pets? Yes, I do, but they are important to my mental and emotional health even though not kind to my budget. Over the last 20-30 years my household budget has gotten tighter and tighter and that's typical of what is happening in this country. At the same time I've become more and more inventive at doing it myself and saving money. That's a good thing, but I do wish I were less stressed over money matters.