Downside of Retirement (not about $$)
I retired November 2. It was well after I was eligible to retire but before I HAD to retire. My job had changed, and it was no longer fun; I hated to get up in the morning. My friends who are retired have grandkids; I do not - was not able to have children. Many of my friends are still working. I have back problems, so there is a limit to what I can do physically (hiking, etc. are out)
This is depressing! I find myself piddling away the whole day on the computer instead of calling people and making plans, or just getting out of the house. It is odd because at work I was always a "self-starter" and had no trouble keeping busy.
DH is not eligible for a decent retirement until 2020, so I have accepted a job where I will be working 20 hours a week. It is expected to start in Jan/Feb. Meanwhile, I try to tell myself to take advantage of the time that I have now, but it is very hard. I have hobbies I used to enjoy, could go to the gym, volunteer, etc. But have to get motivated.
I may be one of the few people who definitely does not enjoy retirement.