Researching Medicare Supplements
I'd like to run a plan past the forum. Do you see problems with the following?
DH's former employer offers dental and health insurance. For 2009 we plan to take the dental coverage and an Aetna medigap policy that picks up 100% of the fees Medicare doesn't pay. (Those ran me $2000 in 2008.)
The company doesn't offer a Medicare drug plan. DH's prescriptions total only $212 per year, but I take Advair, which retails at $500 for a 90-day supply, plus my chronic sinusitis results in some antibiotics every year.
I'm looking at buying a drug plan just for me. Coventry Insurance (Anyone know about it?) offers AdvantraRX - Value Plan. It runs $25.50/mo. They say they will provide Advair for $48 per 90-day supply via mail order or a bit more from local pharmacy. (Our 2008 plan charged $70/90-day supply for Advair but the policy premiums were MUCH higher.)
See any 'holes' in this plan?
Thanks for reading.