Looks like I'm finally ready to retire, but I thought I'd just pass on some great advice my parents have been giving me for quite some time - get your estate plans in order. You're never too young! Don't let a major life event (retirement) be the reason (though its never too late - unless you're gone!).
If you live in the Chicago area, I just found a wonderful estate planning firm: Law Offices of Craig A. Janas, LLC. He's a wonderful young man from a family of estate planning attorneys (over 90 years experience). Very comfortable to work with - and get this: no billable hours - only flat fees...forever. Honestly, Craig is the type of attorney you would recommend to family and friends (how many of you can say THAT?!).
In any event, don't wait until retirement or don't wait long after that to plan for your permanent retirement - get your estate in order today!