Is it ever the right time to retire?
My husband retired last August at age 58. I'm still working at age 57. Husband's pension is the "meat and potatoes", my salary is the "dessert".
We adopted a dog; husband is home all day with him; retirement's not agreeing with him. Dog may have been a mistake initially, but we love him.
I'm feeling guilty about still working; I can't make up my mind about leaving. I don't like the job any more, but the money is good; once I leave, that "dessert" is gone.
I have a 401k and IRA; we have a cushion in the bank.
Why is this so hard? It should be a no-brainer.