anyone have experience with a loma from fema

loves2readOctober 19, 2012

We applied and were granted a LOMA a couple of years ago when FEMA sent out new flood maps in our area and said that our house's garage fell into the new flood plain...

FEMA did this without any on ground survey or even any flyover--

it was in response to some flooding in our areas a couple of years before when some homes suffered damage from creeks eroding their property and one person was killed when a mobil home park was not warned/evacuated in time...

ALL of that happened away from our neighborhood...

Anyway

we had certificate of elevation done and sent off and the LOMA removed the requirement

Now we are selling that house and can't locate the LOMA letter info...

I know--really stupid--

The survey company who did the LOMA submission won't just make us a copy...

Does anyone know if FEMA will give us a copy?

They are closed at this time and can't get anyone until Monday...

Thank you for reporting this comment. Undo
jboling_gw

If you don't have any luck with FEMA, your local municipality should have the documentation on file and it is public information.

    Bookmark   October 19, 2012 at 8:59PM
Thank you for reporting this comment. Undo
loves2read

That info is not filed locally--unless FEMA sent info to our city
we paid to have the survey company do an elevation certificate and the LOMA filing--it wasn't cheap
we sent the info to our bank/mortgage company because they had gotten FEMA notice initially and notified us...
We pursued that LOMA to avoid having to take out flood insurance as well as the negative perception when you sell your house...

We did find the LOMA info--was in file folder (unmarked) on my husband's desk...which is not how I remember finding it...so think he transferred the info to folder and didn't mark it...
Very scary and glad to have it...

    Bookmark   October 20, 2012 at 10:08PM
Thank you for reporting this comment. Undo
kathyg_in_mi

I made lots of copies of our LOMA! One is in the safe deposit box even.
I took a copy to the county too.

    Bookmark   October 21, 2012 at 11:48AM
Thank you for reporting this comment. Undo
loves2read

That is good suggedtion about copied
What county dept?

    Bookmark   October 21, 2012 at 12:17PM
Thank you for reporting this comment. Undo
jboling_gw

Your local municipality will have the latest flood plain map on file because they need it for a whole slew of various planning, permit and insurance purposes. If they don't have a document from FEMA that shows your home was removed from the flood plain, you might want to clue them in.

    Bookmark   October 21, 2012 at 5:38PM
Thank you for reporting this comment. Undo
kathyg_in_mi

L2R,
Don't remmeber which office. Our county departments are all in one building and I just went in and they directed me to an office. They said it wasn't necessary, but I felt better about it.

    Bookmark   October 23, 2012 at 11:34AM
Sign Up to comment
More Discussions
1031 Reverse question
We already purchased an investment property and are...
Patience Spina
Questions for buying a home with a septic system
I just came across an interesting article about issues...
cbrooks42
Relocating and Finding New Services/People/Businesses
If you are moving or have moved to an unfamiliar town...
DLM2000
What qualifies an offer as a "low ball"?
Hello! Im on the house hunting side of things now! I...
karin_2015
Emotional rollercoaster of home selling
Lately, this process of having my condo up for sale...
Acco
Sponsored Products
Eangee Green Butterfly Uplight Table Lamp
Lamps Plus
Foscarini | Rituals Linear Multipoint Pendant
$760.00 | YLighting
Philips 58" LED Smart TV
$899.00 | FRONTGATE
Cirrus Hugger Ceiling Fan by Modern Fan Company
$368.00 | Lumens
City Blues Clock
$53.99 | Dot & Bo
Runner: Candice Olson Chocolate 2' 6" x 8'
Home Depot
Woodson Leather Chair - Brighton Soul White White
Joybird Furniture
Ivory Hotel New York Solid Sheet Set
$24.99 | zulily
People viewed this after searching for:
© 2015 Houzz Inc. Houzz® The new way to design your home™