Home we're buying had insurance claims & repairs were never done
We put an offer on a house that we love about 2 weeks ago and in the process of getting our insurance lined up found out some interesting info.
Apparently the home owner filed a claim on the roof for hail damage in 2006 for 24K and again in in 2007 for lightning damage for the amount of 8.5K. Our inspector noted mild hail damage, but not enough to ask that the roof be replaced. Before we knew this, we point blank asked the home owner if the roof had ever been replaced or repaired and he said no, they never did anything to the roof. They've owned the house since 1998 so obviously they took the money from the claims and never did the repairs.
We're not sure what will happen now. Our REA suggested we simply ask for work receipts regarding the insurance claims and see what happens. We're a little at a loss as to what to do and not at all sure what his response will be. Has anyone ever dealt with something like this?